There are three main travel season in the Philippines: winter, rainy season and summer.
During the rainy season, your travel tips will include the use of umbrella to protect your eyes from the sun’s harmful rays, frequent change of clothes and avoid the chance of getting stung by crazy bees, also you might want to wear your surgical mask, if you’re planning to visit any archaeological sites in the Philippines.
The Philippines has an average of 22 rainy days per year. During the rainy season (June-December), you’ll be spending more time outdoors, with temperatures sometimes soaring to 40-50 degrees Celsius, when compared to the dry season (January-March).
Wherever you travel to in the Philippines, always make sure you have your travel insurance available, to ensure you’ll be protected if anything happens while abroad.
* Don’t get your travel insurance from the airport. You’ll be better off getting it locally from your hotel or guesthouse.
* Get travel insurance from an authorised travel agent, not the airline companies.
If you’ve decided to travel to the Philippines, the best places to get your travel insurance from are the following:
* Travel insurance providers in the Philippines. There are three main players in the Philippines, namely Amami Nihon, Globe and Cobra and Puso. You can check our articles on these companies to know more about their history and products.
* Travel insurance comparison sites. There are three major players in the Philippines, namely Travel Insurance Philippines, Travel Insurance Philippines International and Siang International. They have varying offers, as they cater to different demographics.
* Insurance brokerages. You can also check with a good insurance broker, who sells different travel insurance products.
To protect your travel funds, you should ask the insurance provider for a two-day prior written authorization for any trip costs you plan to incur. You’ll also need to show the documents that will prove your trip will be for legitimate purposes. Keep in mind that you’re always better off getting it locally. If you go to the airport, you’ll have to leave everything there, as the carriers are often tied up and not selling at the airport.
However, when traveling abroad, you’ll be better off getting your travel insurance from an authorised agent, as you’ll get a better rate. This is because you can choose between a two-day advance service, which is the most economical; a 24-hour service, which is quite costly; and a three-day service, which is very expensive.
An insurance agent may have a quote for your trip costs, but you should make sure the quote is for you. This is to ensure that the quote is for the travel costs you’ll incur while abroad. You should also make sure that the quote includes all the travel costs, that is not just the trip costs. When you get the quote, you should compare it to the best current offers on the market. Once you’re sure about the rates, you should simply go to the agent to finalize your decision.
Here’s the best advice for getting the best travel insurance quotes:
1. First, you should talk to different insurance companies to compare their quotes, costs and services, to see which is the best for you. This will give you a good idea of which rate and charge you will be best to pay for. You’ll be surprised to see that some quotes are more expensive than others, but you’ll also be amazed at the very best quotes.
2. Once you’ve found the best, you should shop online to find the best rates. The Internet is full of insurance agents and agents with various quotes. Your first stop should be the online agent’s website. See if they’re offering discounts. The discount will ensure that you’ll be paying for the best rates. But more importantly, you should check the online quotes for the trip insurance quotes. Compare the cost, and features they have. Make sure you’ve checked the online quotes for a year. You’ll see that some insurance quotes have high rates, but other quotes have very low rates. You need to shop for the best rates, and find the very best.
It’s very important that you select a travel insurance quote that is in your price range. But if you can’t afford the best rate, then choose the rates that they offer at or below your budget. You don’t want to spend more than you have to.
This is a short guide to getting the best travel insurance quotes. So ensure you read the guide, and get quotes from the best. Also, when you’ve selected the quotes, read the details so you’ll know exactly what you’re paying for.
If you’ve gone through this guide, then you’re well on your way to finding the best travel insurance quotes.
